Sabtu, 17 September 2011

Five Life Insurance Benefits for Our Lives


First, make sure that your family has sufficient funds if you die suddenly. Or, your family get protection when you experience a total permanent disability due to illness that you suffered so that you can not work as usual.

Of course, we never expect this catastrophe. If that happens, when you are protecting yourself with life insurance products, the family as the beneficiary will get valuable protection against the risk of unexpected
things in the form of sum assured.
Second, ensure that your family can maintain a standard of quality of life when you die.Without the protection of life insurance, the incident resulted in lost family income so that your next family living standards decline.


Unexpected conditions and the negative impact could be eliminated if you already have a life insurance policy. The insurance policy you have will provide financial compensation in the form of the sum insured and other insurance benefits for your family as an heir. Of course, they receive compensation in accordance with the program that you buy insurance.

Third, finance your children's education. Currently, the educational needs from time to time have increased significantly. There are many parents who mess around with the amount of school fees for their children who want to go into elementary, junior high school, or university.
When you have to include your beloved children's education in the insurance policy, or your insurance policy already covers the planning needs for the educational expenses of children, there is a heavy weight on your shoulders in financing their education can be overcome.
When you pay a premium, supposing you menyicil little by little for the future needs of your children. By the time they enter school age according to the provisions in the policy, sum assured will be out or be withdrawn. Funds from this sum will really help you when the children enter further education.

Fourth, to meet your needs in old age or the availability of retirement savings. By the time you are still entered in the productive age, you can earn a maximum, and it is in accordance with the contribution you make.

Over time, your age continues to grow, and to the point you will be entering retirement.At that moment, the premium you pay for retirement purposes will be able to assist you in sufficient variety of needs. You continue to receive sufficient funds for your needs from month to month.

Fifth, ensure that you get additional income when you are facing a serious illness or fatal accident. In reality, no one ever imagined would have a fatal things, such as accidents or prolonged illness. If that happens, and you're protecting with the life insurance, you can get protection against the risk of unexpected things. In all circumstances you experienced, you hold an insurance policy can produce benefits of protection so that you get adequate funding for the duration of treatment. Death, misfortune, can never be predicted arrival.

Anticipation, you and your family need to get protection through life insurance products.Premiums you pay can reduce your burden and the people you love when incident / unexpected misfortune happen to you and your family at a later date. 

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